Accident Insurance

Accident insurance is a type of supplemental insurance that pays out when you're injured in an accident. It complements disability insurance by allowing you to claim benefits even if your injuries don't keep you out of work. It can also supplement health insurance if your injury requires medical care that your health plan doesn't cover. Accident insurance policies typically have a fixed payout amount and do not cover costs associated with illness. Accident insurance policies do not replace health or life insurance, but can supplement those coverages²³⁵.

(1) What Is Accident Insurance? - Policygenius. https://www.policygenius.com/disability-insurance/what-is-accident-insurance/.

(2) What Is Accident Insurance? - The Balance. https://www.thebalancemoney.com/what-is-accident-insurance-5219880.

(3) Accident Insurance - What Is It | Anthem. https://www.anthem.com/individual-and-family/insurance-basics/supplemental-limited-duration-insurance/accident.

(4) What is accident insurance and is it worth it? | Assurity. https://www.assurity.com/news/what-is-accident-insurance.

(5) How Does Accident Insurance Work, and Who Should Get It? - GoodRx. https://www.goodrx.com/insurance/health-insurance/what-is-accident-insurance.